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Personalized guidance
to improve your mortgage qualifying ability
Not
only can we help you get a great mortgage loan, we also have
the technology to ensure you can qualify with the healthiest
credit file possible!
Did
you know your credit file may contain errors or other issues
that are holding down your credit score. Instead of simply
qualifying based on you current credit score, we'll use our
credit proofreading software to give your credit file a
check up and ensure your credit score is as strong as can be.
Our
technology can analyze how you use your credit cards and
suggest slight changes that will strengthen your credit score.
We can even detect and remove any errors in your credit file
that have been working against your credit score.
Our
easy to follow step by step plans can improve your credit
health in as fast as 72 hours. Since healthier credit
profiles often result in higher credit scores - we may be able
to help you qualify for better rates and lower down
payments.
So
before you apply for a mortgage loan, let us ensure you have
the healthiest credit profile possible.
Enrolling in our credit coaching program by using our credit
proofreading software is like putting your credit file on an
exercise plan. Even if you have legitimately missed payments,
you can begin taking steps toward better credit health, and
higher credit scores, right now. And its so easy, anyone can
do it.
Our credit proofreading software is the only Automated Credit
Coaching (ACC) and educational tool used in conjunction
with a mortgage professional for the purpose of helping you
qualify for a new or improved mortgage loan. Once you enroll
in the program, our credit proofreading software analyzes your
present credit file situation and calculates a strategy to
improve it. Every 90 days, ACC evaluates your progress, and
provides further suggestions. Over the course of the one year
program, our mortgage staff will be there to answer
questions, and even notify you if you qualify for a new or
better mortgage loan. Here's how it works:
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Your
Starting Point. |
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Learn the
Steps to Take Now. |
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Discover your current credit
health. |
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Easy to follow plan for
improvement. |
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The
ACC program begins with
an assessment of your overall credit health. In addition to
your actual mortgage credit scores, you'll see if any data
errors are harming your credit score - and how to correct
them. |
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ACC begins guiding you toward better credit health
immediately by giving you easy to understand, step by step
instructions based on your specific credit profile. If your
file has data errors, ACC generates the correct letters. All
you have to do is print and mail. |
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You'll see a
complete breakdown of your credit accounts, along with
specific areas where your use of credit may be unintentionally
lowering your scores. And you even see issues that mortgage
lenders may have with your credit file. |
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You'll even
get specific guidance on how to best structure your debt to
maximize your credit score potential. All you need to do is
follow the advice that ACC gives you - and you'll be on your
way to a stronger, healthier credit file. |
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3. |
The ACC
Tracks Your Progress. |
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Ongoing coaching helps you get better. |
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Every 90 days ACC takes a fresh look at how you are
doing - and provides you with new coaching strategies based on
your progress. ACC works for you during a full 12 month
period, ensuring you always have a current plan to follow
toward better credit health. |
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Since ACC is the only
program offered under the guidance of our mortgage
professional staff, we can let you know the moment you qualify for a new or lower
cost mortgage. |
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