• Annual Percentage Rate (APR) calculations assume single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 90%; and a loan amount of $200,000 for conforming loans or $650,000 for jumbo loans, unless otherwise specified.
• Annual Percentage Rate (APR) calculations assume no subordinate financing and that the borrower will provide full income documentation.
• On California purchase-money loan transactions, the BlueMortgage.com Fee does not include fees for: title exam, abstract of title, title insurance, property survey, title policy endorsements or outside escrow company charges. These costs must be paid for by the consumer in addition to the BlueMortgage.com Fee.
• Available first mortgage rates and fees may vary depending on your property's location.
• Monthly Payment per $1,000 and Monthly Payment calculations include principal and interest ONLY. PMI (Private Mortgage Insurance), hazard insurance, property taxes, state taxes, mortgage taxes, homeowner's association dues, and any other recurring costs are not included.
• Rates may be higher for loan amounts under $100,000 and over $650,000. Please call for details.
• Rolldowns are only available on loan amounts of $150,000 or more.
• Rates are subject to change without notice.
• Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
• Restrictions may apply.
• Subject to underwriter approval; not all applicants will be approved.
• Fees and charges apply.
• Taxes and insurance are extra.

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